Minimal Damage Yet Policy Limits – $100,000

Published: 04/29/2025

In the case of the month, our client was involved in an accident while she was exiting a parking lot in Rolling Hills Estates, CA. As our client was safely exiting the parking lot, she was hit head-on by a negligent driver who turned short and slammed into our client. Although the property damage to our client’s vehicle was “minimal” the impact and whiplash our client sustained caused her to suffer neck, back, and shoulder injuries, as well as debilitating headaches for a significant period of time.

Our client treated with a chiropractor, MD specialist, a neurosurgeon, and an orthopedic surgeon to address her injuries. She received several MRI imaging studies, which reveled significant spinal disk herniations of her lumbar and cervical spine that were caused by the accident. After conservative treatment failed to provide our client lasting pain relief, she underwent cervical and lumbar epidural steroid injections with a spine surgeon. These injections provided our client with relief that allowed her to recover over time and lessen her neck and back pain.

We were able to settle our client’s case for the at-fault driver’s insurance policy limits of $100,000.00. This case is a prime example of how even if the property damage to your vehicle in an accident is minimal, you may still unfortunately sustain serious injuries, in which you are entitled to just compensation for, despite the fact that unreasonable insurance company’s and adjusters routinely claim otherwise.