Monthly Highlights

T-Boned by Commercial Pickup Truck

This month’s pre-litigation case of the month is a father who was t-boned by a commercial pick-up truck, rendering his vehicle a total loss. The policy limits were unknown, but we did know the policy limits were high as it was a commercial insurance policy.

Our client suffered cervical and lumbar disc protrusions, requiring epidural injections. Our client was also recommended future epidural injections in order to care for the injuries he sustained from the accident.

In response to our settlement demand, the third party made an initial offer of $50k. Initially, we seemed very far apart in terms of settlement value. But, after over a month of continuous negotiations, we were able to increase the offer to $125k. Additionally, we were able to obtain a waiver on the medical payments making the total settlement $146,173.56.

The client was ecstatic with the result, as it was way more than he had initially anticipated! This case is a great example of an overall fantastic outcome and recovery for our client.

Total loss from Commercial Truck Accident

Our client was rear-ended by a commercial truck, resulting in a total loss. The initial offer from the opposing insurance was $150k. After completing written discovery, we mediated the case with and settled at mediation for $350k. The client and her husband were extremely happy with the result as they will net way more than expected from the settlement. An overall great result for the client in a quick turn around time between filing and settlement, without too much litigation in between.

Passenger in T-Bone Vehicle

Our client was riding as a passenger in their sister’s vehicle, when an Amazon driver ran a stop sign and T-Boned the vehicle. The car was a total loss, and both had to be immediately hospitalized. After dealing with our client’s insurance company for five months, our client decided to call The Accident Guys.

We were able to set our client up with chiropractors and specialists. Our attorneys were able to obtain letters from our client’s family business showing they had to take time off for several weeks. We also discussed how our client is a caretaker for their two adult children with special needs. After several months of negotiation, we were able to settle this case for $80,000.00 without any surgery or invasive procedures. Our client walked away extremely grateful!

Total Loss from Rear End Accident

This month we worked with a client that unfortunately experienced a total loss from a rear end accident. Their small Yaris was hit by a Chevy Truck, ultimately totaling our client’s vehicle.

After monitoring our client’s treatment for their neck and back injuries from the accident, we found an excellent surgeon who successfully repaired their hernia with no money out of pocket.

We were also able to negotiate the claim up to $137,500.00, more than $100K above their initial offer. Our client was thrilled, and even left a video testimonial!

Rear-ended into Another Car

December’s case of the month is a big “little guy” win for a second-time client. With persistence, refusal to back down, advantage of timing, and a strong warning letter, we pushed back against a disappointing initial offer and received overnight delivery of the settlement.

This was a classic rear-end case where our client was hurled into the vehicle in front of them, trapped in the middle of a three-vehicle-pile-up.

Our client required medical visits, chiro, and a cervical MRI revealing disc bulges. As a direct result of our client’s whiplash injuries, their work as a dog groomer was significantly impacted, particularly considering the physical nature of her job.

Ultimately, our client was ecstatic with their settlement, skipped litigation, and will be using their settlement to invest in their own dog grooming business.

Auto v. Truck: Rear-ended

This month we had a returning client who was rear-ended by a truck on 48th St in Los Angeles, and was hurled into the vehicle in front of them. Their Prius was sandwiched in between two vehicles and our client was rushed same-day to urgent care and, unfortunately, sustained several all-over injuries.

After a 3-months recovery period of chiro, pain management sessions, MRIs, and two lumbar transforaminal epidural injections, our client still suffered residual lower back pain and had gained roughly thirty pounds due to their inability to exercise or go hiking (one of her few remaining hobbies during quarantine).

We stuck to our guns on this case, refusing to come down one penny for the next three rounds of negotiations.

After we requested the adjuster’s direct supervisor’s information in writing and specified that we would be notifying the supervisor of the case going to arbitration due to the adjuster’s mismanagement and unwillingness to fairly evaluate the claim, we received a better offer within twenty-three minutes. We settled this claim for $50,000 overall.

3-Vehicle Pile up

This client was caught in the middle of a 3-vehicle-pile-up on the eastbound 605 FWY in Ontario, CA. The double-impact caused expensive damages to our client’s vehicle – rendering it a total loss – and our client sustained deep, visible contusions to their upper/mid-back. Our client initially required urgent care and ultimately underwent chiro, pain management, cervical and lumbar MRIs, a lumbar facet block injection, and a cervical facet block injection.

In the Demand and negotiation stages, we harped on the fact that our client is legally entitled to future treatment incurred with reasonable certainty: in this case, additional lumbar facet block injections.

Aside from specific medical needs, another driving factor here was our client’s negatively affected family life. Our client was most disappointed that their injuries prevented them from carrying their toddler daughter or chasing after their 8 year old.

Our client was able to pay their expenses and walk away with $41,666.66 from this settlement.

Multi-Vehicle Collision

Our client suffered a traumatic 3-vehicle collision where a motorcyclist (another claimant) was hurled directly onto our client’s windshield. Our client suffered severe lumbar pain, trauma to the head caused by airbag deployment, and trauma to his left side.

Our client was relieved to hear we didn’t have to go through their own uninsured motorist insurance and could get the treatment necessary after their accident. After re-demanding a higher settlement, and undigging further policy information from the adjuster, we hit a total $115K settlement, which our client was incredibly thankful for.

Passenger Accident with Policy Limits

Our client was innocently dozing off in the passenger seat when a multi-vehicle, multi-claimant collision occurred. As a direct result, our client incurred large medical costs, including the ER, chiro sessions, MRIs, a steroid injection, and surgical recommendations for a discectomy and hemilaminectomy.

After strategizing, our client returned to a spine surgeon for a follow-up evaluation and confirmation that the surgeries are, in fact, medically necessary. We refused to come down on our demands and supplemented our case rather than countering with a lower demand.

We ultimately hit the policy limits, and our client walked away with $45,453.97 (and counting).

T-Bone Accident with Policy Limits

Unfortunately, our client was involved in a T-Bone accident and racked up large medical bills. Despite a favorable police report and accepted liability, the initial offer was not nearly enough to cover our client’s needs.

Our attorneys immediately got on the phone with the adjuster and convinced them to run this up the chain and speak with management so we could avoid suit. After following up with a strong and detailed letter pleading our client’s case, we got the adjusters to pay the policy limits overnight.

We then proceeded to our client’s personal policy, convincing the adjuster to waive reimbursement, bringing the total settlement up to $35,000.00 – just shy of 6X the initial offer!

VA Insurance Settlement for Damaged Foot

This client was a combat veteran who had just been accepted to law school. Unfortunately, our client was walking and had their foot run over, ultimately breaking it, months before they were set to relocate for school. To make matters worse, his VA health insurance denied the bills. After intense negotiation, we were able to get the VA to cover the bills in full.

After battling the insurance company for months, they finally agreed to consider mediation. However, this mediation would be conducted through and at their defense firm, which was less than desirable. Worst yet, COVID-19 struck, and now mediation was off the table.

After mediation fell through, we just kept on fighting. After 7 rounds of negotiation, our attorneys were able to secure an offer, one that was higher than our team expected at trial! Needless to say, our client was thrilled with the result, and wrote us glowing reviews.

Head-on Collision

This client was involved in a Head-On T-Bone Collision that ended up totaling their car. Our client suffered from cervical bulges and a left knee injury.

After speaking with the adjuster, we held firm to our policy limit demand. After crafting a strongly written letter that stressed the fact that our client was a 23 year old behavioral therapist who worked with children with autism. Working with children only exacerbated our client’s injury and complicated their job. Fortunately, the letter got the adjuster to nearly triple their initial offer and paid out the policy limits!

New Car T-boned

Our client scrimped and saved for years to buy a new car, and the very same day they drove it off the lot our client was t-boned, causing their new vehicle to spin multiple times and collide into a divider. Sadly, the car was a total loss, and worse yet our client was in serious pain. Initially, the police report put our client at fault. However, our Case Manager did a fantastic job of tracking down a witness, who was kind enough to give us a written statement that ended up putting liability in our favor.

After a few rounds of negotiation, we were able to secure a large settlement. In the end, our client walked away with plenty of funds to get a new set of wheels and cover any future treatment they may need.

Trip and Fall Six-Figure Settlement

This case was a trip and fall mediated settlement where the client received an amazing net recovery of $138,042.20. Our client tripped and fell on chipped, dilapidated steps in a shopping center. Among other injuries, they suffered a broken left femur that required surgery. The femur surgery left our client with a large 30 cm scar on their left leg.

After weeks of negotiating, we successfully increased the offer before mediation. Our client was ecstatic with the overall result.

Trip and Fall Six-Figure Settlement

This case was a trip and fall mediated settlement where the client received an amazing net recovery of $138,042.20. Our client tripped and fell on chipped, dilapidated steps in a shopping center. Among other injuries, they suffered a broken left femur that required surgery. The femur surgery left our client with a large 30 cm scar on their left leg.

After weeks of negotiating, we successfully increased the offer before mediation. Our client was ecstatic with the overall result.

Auto v. Semi-Truck: Rear Ended

Our client was involved in a horrific collision: she was severely rear-ended by a semi-truck. The shocking property damage photographs would make most people question whether our client even survived the collision. Fortunately, she walked away alive and suffered a right wrist fracture that healed with a soft brace. Her total medical expenses were $23,708.73.

The defendant’s insurance company had a $1,000,000 commercial liability policy limit. Initially the insurance company offered around $18,000 to settle days after the collision. Given their low-ball offer, our client knew she needed legal representation and hired our firm.

Their offer in response to our settlement demand was $34,866.06. After two weeks of negotiating, they increased their offer to $64,267 – claiming it was their top offer. As a result, we persuaded our client to agree to mediation and reject their proposed offer.

At mediation, they increased their offer to $67,000 and eventually $70,000. We rejected their $70,000 offer, explaining our client’s pain and suffering was significant and could not be approached in a cookie-cutter way. Our client did well explaining the impact to her daily life and the trauma she suffered because of the accident. As a result, the offer was increased to $80,000.

Although we believed her case was worth more than $80,000, our client chose to settle the case because she wanted to “put the matter behind her and move on with her life.” Ultimately, she was happy with her settlement and extremely thankful for our hard work and dedication to her case.

Case Highlight: Six-Figure Settlement

We obtained a six figure settlement for our client who was struck by a large truck that ran a stop sign.

Notably, our client suffered a 8 mm lumbar disc herniation which caused major lower back pain. The pain still persisted after receiving two lumbar epidural steroid injections. Our client’s damages totaled $37,372.

The defendant’s insurance company made an initial offer of $38,343. After negotiation, ultimately increased their offer to $43,500. They claimed they could not increase their offer without any new information.

We rejected their offer knowing that our client’s case was worth more. We let them know if they were serious about settling the case before litigation, they needed to get authorization for a six figure settlement.

During about 45 days of constant communication regarding their settlement offer, we maintained that our client need additional treatment and that we were not interested in settling for anywhere near their offer.

Nearly three months after their initial offer, they called to ask about accepting their $43,500 offer. We maintained our client’s position was clear: litigation will result unless they present a six figure settlement offer.

Six days later, the defendant’s insurance company called to present a new offer of $87,100. We rejected. The following day, they increased their offer to $95,000. After negotiations, during the same call, their offer increased to over $100,000.00.

Our client was thankful for our firm’s hard work and ecstatic with his net recovery which was more than what the insurance company initially offered without having to file a lawsuit.

Auto v. Auto: Two Accidents in the Same Month

Our client was involved in a hit and run accident and a rear accident in the same month. Unfortunately, our client did not have uninsured motorist coverage for the first accident. When the adjuster evaluated her car for the second accident, he learned she was involved in another accident earlier in the month. After we submitted a policy limits demand to resolve the claim, the bodily injury adjuster questioned our client’s injuries and was hoping to pin them on the first accident.

However, the negotiating attorney successfully argued that the injuries she sustained for second collision were different from the first collision. As such, we were able to secure the full policy limits for the second accident in less than a year. After our client learned about the settlement, she became very emotional as she did not expect anything from her case. She let us know that before she hired our office, she tried to handle the case on her own and was yelled at by the adjuster trying to discourage her from pursuing her case with a law firm.

Auto v. Auto: T-Boned at a Stop Sign

The defendant ran a stop sign and t-boned our client, who was driving with her 2 children. Our client sustained had a lower back injury which necessitated an injection. Her daughter had a small bruise on her head and went to the ER. After a few rounds of negotiations, we were able to resolve our client’s client for 50% more than what the insurance company initially offered without having to file a lawsuit in less than a year.

Auto v. Auto: Rear End

Our client was rear-ended on the freeway at night with her son in the backseat. Her son was not injured and our client suffered from minor muscle sprains/strains. However, the accident caused our client to suffer from a lot of anxiety. Despite the minor property damage and low medical bills, we were able to settle her claim without having to file a lawsuit for a favorable amount in less than 7 months.

Auto v. Auto: Underinsured Motorist

Our 27 year old client was broad-sided by a driver that caused her vehicle to veer off the road and collide into a park bench. Her vehicle was a total loss. She sustained both neck and back injuries. visible inflammation of her hand, and bruising of her abdomen that did not dissipate for nearly two weeks after the collision.

We exhausted the at-fault party’s limits. As such, an underinsured claim was submitted to her own insurance company. Initially, her own insurance company made an extremely low offer to resolve the claim claiming that our client was young and is going to recover daily quickly. We rejected that argument and suggested we mediate the claim. At mediation, we made all the right arguments but the insurance company still did not want to pay what we believed was reasonable. Shortly after the mediation, however, the insurance company accepted our demand and we were able to resolve the claim for more than 7 times the insurance company’s initial offer.

Bicycle v. Auto: Clavicle Fracture

This was a difficult case with a client who was riding his bike, when the defendant swung open their car door. As a result, our client flew from his bike onto the pavement, and sustained a clavicle fracture. Treatment was relatively limited with only 8 doctor’s visits, as his only non-surgical option was to wear a sling. As such, his medical bills were very low.

After getting to know our client, the negotiating attorney was able to argue to the adjuster how this injury affected client’s work in IT, especially only being able to type with one hand. Clearly, this had a huge impact on his job performance. Additionally, our client had a newborn at home, so carrying her was extremely difficult. He was also taking care of his ill father. Needless to say he was a very sympathetic client. Despite his limited treatment and low medical bills, we were able to secure the policy limits from the at-fault party’s insurance company and more money from our client’s underinsured motorist coverage. As a result of our efforts, our client netted 50% of the total settlement.

Auto v. Commercial: Fracture

Our client was injured in a multiple vehicle accident. As they always try to do, the insurance company initially tried to low ball our client and offer $48,000. However, due to our firm’s persistence, we were able to settle our client’s case for more than 3 times her medical bills. Our client walked away with more money in her pocket than the insurance company’s initial offer without having to go to court.

Auto v. Auto: Sideswiped

The defendant sideswiped our client but lied to his insurance company about the facts of the accident. As a result, the insurance company denied liability. Our client, however, had dash cam footage that verified the facts of the accident. Despite the footage, the insurance adjuster continued to deny liability. Due to our attorneys’ persistence, we were able to reverse the adjuster’s liability decision and resolve the case for our client.

Auto v. Auto: Stop Sign

Our client was t-boned at a stop sign causing her to suffer from a spine injury. At the time of accident our client was only 22 years. Our attorneys were able to secure the full policy limits for our client in less than 6 months.

Auto v. Auto (Driver and Passenger)

Our firm represented both the driver and passenger in a rear end accident. Shortly after the accident, they reached out to our office for representation. When they called, neither of them had seen a doctor despite their lower back pain. We set them up with treatment and resolved their claims for more than double their medical bills.

Pedestrian v. Auto: Fracture

Our 81-year-old client suffered a right tibia fracture and had difficulty walking after the incident. As such, he was recommended surgery. His medical bills were less than $15,000. Our client wanted to resolve the claim without going to court. As a result, our attorneys were able to resolve this claim for 6 figures, in less than 8 months without filing a lawsuit.

Auto v. Semi Truck Accident

Our client was involved in a head-on collision with semi-truck resulting in significant injures. After months of treatment, the insurance company initially offered $150,000 and later tried to dispute liability. We were ultimately able to settle the client’s claim for $540,000 without having to set foot in court.

Auto v. Auto Accident

Our client was rear-ended at high speed. He suffered injures to his back and knee and was recommended an epidural injection and bone marrow stem cell injection. The insurance company initially offered was $40,000. After weeks of negotiating, we were able to settle the case for $115,000 (almost four times his total medical bills).

Left Turn Accident

Our client was referred to us by his relative who used our services in the past. In this case, the defendant made an unsafe left turn causing significant property damage to our client’s vehicle. As a result of the accident, our client suffered from neck, chest, wrist and knee pain. We were able to get the full policy limits of $50,000 for our client in less than 8 months.

Auto v. Auto Accident: Wrist Injury

Our client’s wrist injury was aggravated as a result of a rear-end accident. After she contacted our office, we were able to get her the treatment she needed. Although client’s car did not sustain significant property damage, we were able to secure the defendant’s policy limits of $100,000 without having to file a lawsuit.

Auto v. Auto Accident: Rear End

As a result of the accident, our client sustained whiplash, headaches and lower back pain. Despite these injuries, the insurance company refused to make an acceptable offer. Therefore, we had to file a lawsuit. Less than 6 months after the complaint was filed, the insurance company offered their insured’s $100,000 policy to resolve the claim.

Auto v. Bus Accident: Rear End

Although liability was clear, the bus company was non-responsive and did not provide their insurance information. However, our team’s persistence resulted in a settlement of $23,000 which was more than three times our client’s medical bills.

Auto v. Uninsured DUI Motorist

Client was hit by an uninsured and drunk driver who ran a red light. Fortunately he had uninsured motorist coverage. Although our client sustained bodily injuries, he was only able to go to 1 doctors appointment. Nevertheless, we were able to secure the policy limits of $15,000 from his insurance company in under 1 year.

Auto v. Auto (Client with pre-existing injury)

Client with prior neck injury was rear-ended and pushing into the car in front of her by an uninsured driver, which aggravated her existing neck injury. We were able to secure policy limits of $50,000 for her in under 1 year.

Motorcycle v. Auto

Our client was sharing the lane while riding her motorcycle when she was cut off. She fell down at 20-25mph and had some road rash. She had minimal treatment with $3,500.00 in medical bills. We were able to get the insurance company to pay their policy limits in less than three months.

Auto v. Auto

Our client was rear-ended while pregnant. As a result of her pregnancy, she was unable to get much treatment. Because of her lack of treatment, the insurance company initially refused to make an offer. However, we were able to get them to pay the full policy limits without having to file a lawsuit.

Passenger v. Commercial Vehicle

Our client was a passenger in a vehicle, and was crashed into by an unsafe lane change. The accident caused him to sustain injuries to his neck and lower back. We were able to settle his claim for $135,000.00 in less than a year without having to file a lawsuit.

Auto v. Auto – Back to Back Accidents

Our client was involved in a rear end accident that caused minimal damage to his car. The at-fault party, however, was not insured. Therefore, our client presented an uninsured motorist claim with his insurance company for injuries sustained. The insurance company’s initial offer was less than our client’s medical bills and less than half his policy limit. They tried to justify their offer by stating our client did not sustain any real injuries due to minimal property damage. Within a few weeks later, we were able to secure the policy limits for our client.

About 3 months after his first accident, our client was broadsided in a different accident. Despite a favorable police report, the other party tried to apportion liability. As a result, they extended a low offer adding that our client was also injured in a previous accident. In less than a few weeks, we are able to get the insurance company to pay their full limits. Additionally, we were able to get our client’s insurance company to also pay the full $25,000 uninsured motorist policy limits.

What started out as two low offers turned into maximum compensation for our client.