Riding a motorcycle might just be the ultimate freedom, and there’s no better place to enjoy the open road than California. Yet motorcycles bring a certain level of risk, and one of those risks is that other drivers often don’t see motorcyclists on the road. In fact, 42% of motorcycle accidents happen because another vehicle turns into the bike, causing an accident. In a city with lots of traffic like LA, these kinds of accidents happen all the time. When it happens to you, you need a trusted motorcycle accident attorney on your side.
4 Reasons You Need a Motorcycle Accident Attorney
You Have Rights
For whatever reason, some auto drivers resent motorcyclists. Many don’t realize that lane splitting is not illegal in California and that motorcycles have the legal right to weave into certain spaces where a car doesn’t fit, allowing them to get ahead in traffic. This might be one reason car drivers tend to blame motorcyclists when an accident happens.
Yet you still have rights. The Accident Guys can work with you to understand just what those rights are and how they apply to you in the event of an accident. Don’t let the other driver, or their insurance company, make the decisions!
You Don’t Want to Deal With Insurance Companies
Speaking of insurance companies, you don’t want to fight them on your own. They have lots of experience, plenty of people to work on the case full time, and nearly endless money to throw at it. An insurance adjuster’s job is to save money for the insurance company by keeping settlements as low as possible.
The Accident Guys have seen it all. We know all the tactics insurance companies try to pull, and we know how to cut to the chase in negotiations. Which is why the majority of our cases are settled in under a year. Most importantly, we are actually on your side and will fight to get you justice.
You Might Walk Away With Too Little
If you’ve been injured due to someone else’s negligence, it’s your responsibility to negotiate a fair settlement based on your real losses. The problem is knowing what those losses are. You are probably aware of the really big ones like medical bills and loss of income, but often there are other crucial components of your case that can help you get the maximum compensation for your losses.
Consider the time your spouse took off work to care for you. And what about future medical bills and their estimated costs? Have you figured in the loss of personal property damaged in the accident? Or the pain and suffering you’ve experienced? It’s easy to miss something and leave money on the table, but our attorneys at The Accident Guys will keep that from happening.
Things Get Complicated Fast
If you want to file a personal injury claim, it has to be done within California’s statute of limitations. If you’re busy worrying about recovering from an injury and getting back to your life, it can be easy to miss filing deadlines. The paperwork to file can also be complicated and most people don’t even know where to begin.
There are other key issues you also want to take into consideration. For example, were the roads in good condition at the time of the accident, and did those conditions contribute to your accident? Did something on your motorcycle or the other driver’s vehicle fail, and should the manufacturers be held accountable? Things can get complicated very quickly, but The Accident Guys will keep your case on track and make sure you know all your options.
You Need The Accident Guys As Your Motorcycle Attorney
If you’ve been in an accident, the best time to get an attorney on your side is now. The Accident Guys have years of experience in the CA courts helping motorcyclists get the compensation they’re due. Give us a call today and get the results you deserve.
If you’re a passenger in an auto accident, you may be able to pursue multiple people depending on who was at-fault. You may have a claim against the driver of the vehicle you were in, the driver of another vehicle who caused the accident or even both.
You Can Also File an Injury Claim With Your Own Insurance Company
If the at-fault party is uninsured or under-insured (which means he or she does not have enough coverage to fully compensate your injuries) you may be able to pursue a claim against your own insurance company if you have uninsured or under-insured motorist coverage (“UMBI”).
Building A Strong Case
Passengers injured in a car accident can prove their damages through medical bills, proof of lost wages and economic loss, and pain and suffering caused by the accident. It’s just as important for passengers to have a personal injury attorney representing them to make sure they are fully compensated.
Additionally, it is important for passengers to try to obtain as much information on their own for their case such as a police report, witness statements, and injury/property damage photographs. Do not rely on the driver providing you with this information.
When Multiple Passengers Are Involved
Sometimes multiple passengers are involved in a car accident, making filing a claim even more complicated. If this happens, and each passenger files a personal injury claim, the combined value of the cases may exceed the at-fault drivers policy limits. This can cause an injured passenger to settle for less money without proper legal representation fighting for you.
Wearing a Seatbelt
Passengers should always wear a seatbelt when they are in the car regardless of where they are sitting. If the seatbelt could’ve prevented the injury, then the insurance company will likely argue that although their insured caused the accident, the injuries could have been prevented if the injured party was wearing a seatbelt.
You Should Seek Legal Advice
If you have been involved in an accident as a passenger, it is important you seek legal advice. Don’t sign anything and don’t talk to the insurance companies unless you’re referring them to your attorney.
If you were a passenger in an auto accident, contact us for a free consultation to help protect your rights.
Few things are more devastating than an auto accident. If you’ve been injured because of someone else’s negligence, whether they were under the influence, driving recklessly or simply not paying attention, you deserve to be compensated for everything you’ve gone through. The Accident Guys are the best choice in California when looking for an auto accident attorney.
8 Reasons Why The Accident Guys Are California’s Most Trusted Auto Accident Attorneys
Our Attorneys Negotiate Your Case
Being in an auto accident can be a traumatizing experience, as well as a complicated process to navigate through. The last thing you want is a non-lawyer (which is very common at other firms) negotiating your personal injury case. Having a lawyer negotiate your case is extremely important in maximizing the value of your claim.
An experienced attorney knows the best strategies and procedures to follow when dealing with insurance companies, and what evidence will help or hurt your case. Additionally, when an adjuster is negotiating a claim with an attorney directly, they typically offer more money to resolve the claim. At The Accident Guys, your bodily injury claim will always be negotiated by a California licensed attorney from start to finish.
We Explain Everything
Many accident attorneys just take your basic information and run with it, leaving you constantly wondering what’s going. Where does your case stand? How much is your case really worth? When can you expect some sort of resolution? How long will it take to close your case? The Accident Guys will explain everything to you and answer all your questions right from the beginning.
We Keep Our Clients in the Loop
When you’re going through a legal issue, few things are more frustrating than not hearing from your lawyer. You wonder whether anyone’s even paying attention! The Accident Guys are very personable and will keep communicating with you throughout your claim, answering your questions and making sure you’re always in the loop without placing any burden on your shoulders.
We Go the Extra Mile
Some accident attorneys only care about doing the basics of their job and then moving on to the next case. The Accident Guys treat you like family. Every aspect of your auto accident is important to us. You can expect us to check up on you to see how you’re doing, assist with scheduling doctor appointments, and be available whenever you need – we make sure you’re getting the care you deserve.
We Work Fast
No one wants an auto accident case to drag on and on. The Accident Guys settle the majority of our cases in less than a year! This really benefits our clients as they can use their settlement check to help them get back on track. We work hard to get your case resolved as quickly as possible and get you the compensation you deserve, so you can get on with life.
We Go to Bat for You
When you are in negotiations with an insurance company, you want to feel like your attorney is ready to fight for you like a mama bear for her cubs. The insurance company is doing everything in their power to protect their own best interests: you need someone just as determined watching out for yours. That’s just what you can expect from The Accident Guys.
We Come to You
The Accident Guys will come to you at your convenience. All you have to do is make the call or visit the website to chat with an attorney. You don’t have to wait until you’re well enough to leave the hospital or struggle to leave the convenience of your home when you’ve been injured.
We Are Highly Recommended
What sets The Accident Guys apart from other attorneys in California is our excellent online reviews. In fact, many of our clients found us through word-of-mouth recommendations from previous happy, satisfied clients. There is no better indication that you’ve found the best California auto accident attorney than seeing how many former clients recommend us.
Give Us a Call
If you’ve been injured in a car accident, don’t settle until you find out all your options. Call The Accident Guys today for a free case consultation and find out how quickly you can get past your accident and back to life.
Driving for a rideshare like Uber or Lyft can be a smart way to supplement your income. It’s so convenient, in fact, that drivers tend to overlook some important basics, like rideshare insurance.
Doesn’t My Insurance Cover My Car?
If you’re driving in California, the state’s financial responsibility laws require you to carry a certain minimum coverage. If you’ve already met these minimums, doesn’t that cover anyone in your car, such as a rideshare passenger?
The answer is no. Most insurance policies specifically do not cover you or your vehicle if you’re using your car for anything other than personal use or to drive around people you know. If you’re using your car for a commercial operation, you won’t be covered. Consequently, your personal insurance rates could skyrocket if you have an accident on the job and your insurance provider finds out.
Doesn’t the Rideshare Company Cover Insurance Costs?
This question is complicated. Uber, for example, does offer commercial liability to their drivers. The first problem is there are some gaps in that coverage which can leave you vulnerable. Worse, rideshare company insurance doesn’t change the fact that you’re still obligated by California law to personally carry enough insurance coverage to meet the minimums.
Your own personal insurance doesn’t cover rideshare, yet you’re still obligated to carry personal insurance any time you’re on the road. Regardless of which insurance the rideshare company might have available; most drivers will need additional coverage.
Why You Need Insurance
It’s the Law
California’s law uses your rideshare app to determine how much liability insurance you are required to carry. Whenever your app is on, the law puts you into one of three categories:
- Category one covers the time you’re actively waiting for a passenger to book
- Category two covers the time a passenger has booked, but has not been picked up
- Category three covers the entire time the passenger is in your car
Each of these categories require a different level of insurance coverage. Whenever your app is off, you don’t need any coverage other than your personal insurance.
Rideshare Insurance Isn’t Enough
Even if it were legal for you to use only the insurance from your rideshare company, it’s simply not enough. There’s no comprehensive coverage for you during category one: the time you spend actively online looking for a passenger. Yet, state law requires you to have insurance during this period. Rideshare insurance fills in this gap and ensures you’re covered every moment that your rideshare app is open.
The Financial Consequences Are Extreme
If you’re involved in an auto accident in California and don’t have the proper insurance, it could easily spell financial and personal ruin. Car accidents cost Americans over $230.5 billion a year. It’s not just damage to vehicles you have to worry about: the biggest costs in an accident can be loss of income, enormous medical bills, or a lifetime of disability for you or someone you injure.
Another important consideration are the penalties for driving without the proper insurance. All the penalties and fees for a first-time offense can easily add up to nearly $500, and your car may be impounded. You won’t be able to get it back until you do get insurance; and if you’ve just had an accident, it will be all the harder to find affordable rideshare insurance.
How Much Will Rideshare Insurance Cost?
The good news is rideshare coverage isn’t terribly expensive. In some cases, your own private insurer may be willing to offer you rideshare coverage for an extra $40 or $50 a month. In other cases, you may need to get a quote from another insurer.
The price you pay will depend on your driving record, credit score, and how much time you spend driving. If you’re buying rideshare insurance in California, separate from your personal insurance, expect to pay between $120 and $250 a month.
You may not have thought much about rideshare insurance, but if you’re using your car for commercial purposes, rideshare coverage is crucial. The extra costs will be well worth it for the peace of mind; and for the protection when the day comes you need it.
Therefore, we strongly recommend you speak to your insurance agent about the benefits of ride share coverage.
Any information contained herein is intended solely for informational purposes and does not constitute legal advice.
With 4th of July weekend quickly approaching, communities across California are preparing for a long holiday weekend that includes travel, fireworks, bbqs, beaches, and all that our beautiful state has to offer. Celebrating our Independence Day is not only one of the busiest days of the year but it has also been proven to result in more injuries than any other holiday, including New Year’s Eve. Here are the most common types of accidents and how to avoid them.
DUI Accidents: Statistics gathered over the past 25 years by the National Highway Traffic Safety Administration have determined that an average 51% of all deadly traffic accidents on 4th of July are alcohol related. Sunny California also adds to the effects of alcohol due to dehydration and drowsiness from the heat. There is only one tried and true method to avoid a DUI Accident, never get behind the wheel of a car while under the influence.
Car Accidents: According to the National Safety Council, as many as 409 people will be killed on the road during 4th of July weekend with another 49,500 injured. Necessary precautions can help ensure a memorable weekend as well as the ability to lower these statistics. Read More