Rear End Auto Accident – Initial Low Ball Offer

Published: 10/20/2021

Our client was the victim of a high-speed rear-end collision, which resulted in a total loss to his vehicle and injuries to his head, neck, back, shoulders, and knees. Namely, he suffered 3mm disc protrusions in his cervical and lumbar spine, and a right shoulder tear, requiring one epidural injection and two medial branch block injections. He was also recommended a future three-level rhizotomy, costing $19,000. His medical specials totaled $77,406. The at-fault party’s Allstate insurance policy limits were $100,000. After we made a policy limits demand, Allstate offered $36,000. Given the large gap in value and our non-negotiable demand that Allstate pay the policy limits, we filed suit shortly after. After a few months of litigation, Allstate paid the full policy limits.