T-bone Collision Awarded Policy Limits – $100,000

Published: 05/11/2024

Our client was involved in a t-bone collision in Hemet, California. The collision was devastating, causing irreparable damages to our client’s vehicle, rendering it a total loss. Our client was transported from the collision-scene to the hospital to be treated. He received chiropractic treatment, pain management, and MRI’s of the cervical and lumbar spine. The objective findings saw many disc bulges and protrusions along his cervical and lumbar spine. Due to the consistent pain on our client’s back, he received an injection and was recommended for surgery. Our client’s medical bills were $28,000 while his surgery recommendation was $175,000. The at-fault party’s insurance carrier’s policy limit was $100,000. Their initial offer was $50,000 to resolve our client’s claim. However, our client’s surgery recommendation already exceeds the policy limit. Our attorney argued with the adjuster until finally they hired defense council to work through settlement. After some back and forth, fighting for our client’s future treatment, the insurance company tendered the limits of $100,000. Our client was extremely happy as he was awarded what he deserved.