Total Loss and Surgery Recommendations – $500,000

Published: 11/04/2025

Our client was involved in a total loss accident in Milpitas, CA, sustaining multiple injuries including a laceration to the left pinky finger (requiring stitches), pain to the neck, shoulders, back, head, thighs, heels, and stomach, along with nausea and a diagnosed traumatic brain injury (TBI). She received 4 injections, along with other treatment, accruing over $167,000.00 in medical bills. She has a surgery recommendation for the L4-L5 & L5-S1, future medical bills of $60,000-$100,000.

After submitting a demand, the insurance carrier initially offered $174,500.

Following tough negotiations, we successfully secured the $500,000 policy limits. The client was extremely pleased with the outcome.