Underinsured Policy Payout – $100,000

Published: 03/02/2026

Our client was injured in a rear-end collision. Liability was accepted by the defendant. Our client reported neck and mid-back pain, right shoulder pain, headaches, ringing in the ears, back spasms, and tingling in his right arm. Imaging revealed cervical spine protrusions, and he underwent conservative treatment including medical management and physical therapy.

The defendant’s insurer tendered the $25,000 bodily injury policy limits, and we successfully secured an additional $75,000 under our client’s underinsured motorist coverage, resulting in a total recovery of $100,000. A significant factor in obtaining the additional underinsured motorist coverage recovery was the submission of loss of earnings documentation, as our client was placed on disability for nearly three months following the collision. His total medical bills were $17,797.33.

He was pleased with the outcome and appreciative of the firm’s efforts in resolving his claim.