Uninsured Motorist Accident – Passenger

Published: 06/12/2022

Our Client was the passenger of a vehicle that was T-Boned by another vehicle that ran a stop sign. The police later determined that the driver of the other vehicle was driving under the influence and was not carrying insurance. Thankfully, the driver of our car carried UM/UIM coverage.

During the collision, our client sustained injuries to her neck, left shoulder, chest, low back, and a large skin tear on her right forearm. Moreover, the traumatic event caused her to develop such severe anxiety and emotional distress that, to date, she cannot talk about the accident without breaking down in tears. What’s worse — the skin tear left a large and unattractive scar on her arm that serves as a daily reminder of that tragic accident.

The insurance company’s initial offer was only $30,915.70, which was nowhere near sufficient to compensate her for emotional and physical trauma she suffered from. After we rejected the offer, and continued fighting, the insurance company tendered the policy limits of $100,000 six weeks later!

When we broke the news to our client, she was overcome with gratitude and broke down in tears. She is now looking into scar removal surgery and trauma therapy to help her overcome the trauma of the collision.

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*A study by the Insurance Research Council found that people who hire an experienced lawyer after an accident file claims at least 3.5 times larger than those without one. No guarantees made, every case is different.

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