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The surrounding area sees even heavier numbers. In 2024, Stearns County — home to St. Cloud — logged 1,717 total crashes that left 602 people injured. Recent city figures also show crashes involving commercial vehicles and work zones each year, along with collisions involving motorcyclists, bicyclists, and pedestrians on the city’s busiest corridors.

Where Do Most Car Accidents in St. Cloud Happen?

St. Cloud sits at the crossroads of Central Minnesota, where several major highways converge and carry a steady mix of local commuters, college traffic, and travelers passing between the Twin Cities and greater Minnesota. That convergence creates congestion — and congestion creates crashes.

Highway 10, Highway 15, and Highway 23 are the three main routes in and out of the city, and they consistently rank among its most dangerous roads. In 2022, nearly 31% of all St. Cloud traffic accidents happened on these three roads alone. Highway 23 becomes Division Street as it runs through the heart of the city, a stoplight-heavy commercial strip lined with driveways, turn lanes, and constant cross traffic.

The most notorious trouble spot is where Highways 15 and 23 meet on the city’s west side. In a MnDOT analysis of every intersection in Minnesota, the junction of Highway 15 at Highway 23 and 2nd Street South ranked as the single most dangerous intersection in the entire state, with the highest total crashes, the highest crash rate, and the highest number of possible injury crashes. A second Highway 15/Highway 23 junction just a block away also landed in the state’s top ten. Anyone traveling through this corridor — especially during morning and evening rush hours — should use extreme caution.

St. Cloud, MN Dangerous Intersections

• Highway 15 at Highway 23 and 2nd St. S.
• Division St. and 33rd Ave.
• 10th Ave. and 1st St. interchange
• 9th Ave. and 15th St.
• US-10 and MN-23/3rd St. interchange
• US-10 and St. Germain St.
• Division St. and 25th Ave.
• Highway 15 and 2nd St. S. (north junction)

Accident statistics provided by the Minnesota Department of Public Safety’s MNCrash database.